Features

Should Maine temporarily lower its state taxes on gas?

Updated 4 years ago

Yes 75% (191 votes)No 25% (63 votes)


Healthy Living

Updated 4 years ago

Mainers with antlophobia are especially fearful this time of year. Antlophobia is a fear of floods.TV 5 Health Advisor Dr. David Prescott spoke with Jim Morris on TV5 News at 5 about phobias and what can be done about them.————–By: Dr. PrescottPhobias – Some are Rare, Some are Common: Phobias are intense, excessive fears about certain objects or situations. The number of people who suffer from phobias is surprisingly high. Phobias affect around 10 million Americans. Only depression and alcoholism rank higher than phobias in terms of common mental health problemsThere have been names given to dozens of different types of phobias. Some examples include: Triskadekaphobia Fear of the number 13Phalacrophobia Fear of becoming baldAntlophobia Fear of floodsChionophobia Fear of snowThe phobias listed above are relatively uncommon, and they rarely cause serious disruption on people’s lives. However, in some cases, people’s anxiety about a certain object or situation can become debilitating. People with severe cases of phobias such as social phobia or agoraphobia often go to great lengths to avoid such things as social interactions or crowds. Common Phobias Which Are The Focus of Mental health Treatment: Some common phobias that may require professional treatment include: Agoraphobia Fear of being in a place or situation where escape is difficult Social Phobia Fear of embarrassment or how one will act in a social situation. Health Related Phobias Fear of germs or sickness: or fear of healthcare proceduresEnvironmental Phobias Fear of heights, water, or fireSocial Phobia or Social Anxiety DisorderSocial Phobia, or social anxiety disorder, affects about 15 million American adults, and is one of the most common phobias. People with social phobia become overwhelmingly anxious and excessively self-conscious in everyday social situations. They usually experience an intense fear of being watched and judged by others and of doing things that will embarrass them. They can worry for days or weeks before a dreaded situation. In addition to subjective worry, they often experience physical symptoms of anxiety in social situations such as blushing, trembling, nausea, and difficulty talking. Treatment for Phobias is Highly EffectiveSadly, many people with phobias which negatively impact everyday life never get help for their problem. If left untreated, phobias and other anxiety disorders can become increasingly debilitating, since people’s first response is often to avoid an anxiety producing situation. Without treatment this avoidance can become more and more widespread and lead people to become increasingly isolated. Treatment for phobias may involve changing the way you think about anxiety producing situations, changing how you behave in these situations, or taking medication to alter your brain/body’s response to an anxiety producing situation. Effective treatments include: · Behavior Therapies: Behavioral therapies involve learning a relaxation response, then introducing the person to the phobic object while they are in a very relaxed state. Doing this very gradually allows the person to gradually overcome their fears. New technologies, such as virtual reality helmets, are proving to be highly useful as an alternative to actual exposure to a feared situation. · Cognitive Therapies: Another form of treatment focuses on changing how we think about something we fear. For example, people with social phobia often believe they will say something silly or embarrassing during a conversation. Helping these people change this belief, by perhaps having them practice a brief casual conversation, can help reduce the fear. · Medications: Medications such as anti-anxiety medications or a class of medication called SSRI’s, are often effective forms of treatment for anxiety and phobia. For More Information: Acadia Hospital www.acadiahospital.com American Psychological Association Help Center: www.apa.org/helpcenter

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A Look at Financial Graphs

Updated 1 year ago

I like graphs because they provide an image of numerical values and for me help to make things more clear. However in finance, graphs are tell what has ALREADY occurred and not anything about the future. Let’s talk about the graph that we have for the screen. It is the S & P average annual 10-year performance. Viewed in this way we can see how the economy and businesses were doing since 1936 to the end of February 2011. We can see the times when things were rocky and the times of prosperity but we can’t tell the future. We might hazard a GUESS about the future, and isn’t that what we do every day when we enter into a contract, change jobs, marry someone and invest?The very far right of the graph shows the lowest point in 2007 and the improvements since. This information is like looking in the rear-view mirror of your car. It shows the past. But this kind of info, along with other information, helps me as an advisor, help clients. And I thought it would be helpful for our viewers, too.So, graphs, pie-charts and other information like this provides a way to see figures as they relate to a set value, in this case 0% growth. It helps me and may be a good way for you to evaluate your investments.Marion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952Marion@NorumbegaFinancial.com Check out our website that includes weekly streaming videosWWW.NorumbegaFinancial.com Voted Bangor’s Best Financial Planning Firm 2008, 2009 & 2010 by Market Surveys of AmericaIn compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. We believe the sources of this information to be reliable, however, the accuracy and the completeness of the information is not guaranteed. Past performance is not indicative of future results.

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Should the government mandate the use of CFL lights?

Updated 4 years ago

Yes 8% (31 votes)No 92% (336 votes)


Do you think the Bangor Arena should be financed by all residents in surrounding counties?

Updated 4 years ago

Yes 18% (137 votes)No 82% (636 votes)


Are you watching Survivor?

Updated 4 years ago

Yes 31% (95 votes)No 69% (210 votes)


Zuppa Inglese

Updated 1 year ago

Recipe Courtesy: Cathy SperonisServes 42 cups whole milk1/2 cup sugar1/4 tsp. salt1/4 cup flour3 egg yolks1/2 tsp. pure vanilla extract1 tsp. lemon zest1 Tbsp. unsalted butter1 oz. semi-sweet chocolate, melted1 package lady fingers (24 count)1/4 cup raspberry liqueur2 Tbsp. brandy1 Tbsp. white rumWhipped creamSlivered almondsIn a medium saucepan combine 1 1/2 cups milk, sugar and salt. Set over low heat until heated. Combine remaining 1/2 cup milk and flour: Set aside.When the milk/sugar mixture just about comes to a simmer add the milk/flour mixture. Stir to combine and then immediately and gradually pour some of the heated mixture into the egg mixture to temper.Add egg mixture back to saucepan and continue to cook over low heat stirring until thickened, about 5 minutes. Remove from heat and stir in vanilla, zest and butter.Pour 3/4 cup of custard mixture into a measuring cup. Add the melted chocolate and stir well to combine.Combine the raspberry liqueur, brandy and rum in a small bowl: set aside.To assemble:Pour about 2 Tbsp. of vanilla custard mixture into each of four bowls. Place 2 lady fingers on top of the custard. Brush the lady fingers generously with the liqueur mixture. Dividing evenly, pour chocolate custard over the tops of the lady fingers. Place two more lady fingers over the chocolate custard and again brush the fingers with liqueur mixture. Dividing evenly, pour the rest of the vanilla custard over the lady fingers. Place the remaining lady fingers on top of the custard and brush once more with the liqueur mixture. Cover bowls with plastic wrap and refrigerate overnight. Garnish with whipped cream and almonds. Serve.

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Bab�� Rum

Updated 1 year ago

Recipe Courtesy: Cathy SperonisMakes 18 cakesCake:1 Tbsp. & 1 tsp. instant yeast3/4 cup milk, warmed to 110°3 Tbsp. sugar9 Tbsp. unsalted butter, softened2 1/2 cups all-purpose flour1 tsp. salt1 tsp. lemon zest1 tsp. orange zest4 large eggs1/2 tsp. pure vanilla extractSyrup:2 cups water2 1/2 cups granulated sugar2 strips orange peel2 strips lemon peel1 cup gold rumPinch of saltGlaze:1/2 cup apricot preserves2 Tbsp. gold rumCombine the yeast with the milk in a small bowl along with 2 tsp. of the sugar. Set aside and allow to foam.Cream butter and remaining sugar in the bowl of an electric mixer with a paddle attachment until just combined.Combine flour, salt, lemon & orange zests in a medium bowl, set aside.Beat eggs with the vanilla. With the machine running on low add the egg mixture and the yeast mixture until combined. Gradually add the flour mixture in three additions. Beat on medium speed until mixture is smooth, about 1 minute.Butter a large bowl. Transfer batter to bowl and cover with plastic wrap.Allow batter to rest until doubled in size, about 1  hours.Preheat oven to 400°. Grease and flour muffin tins (batter will make 18 medium sized cakes.)When batter has doubled, remove plastic wrap and stir with a ladle. Pour batter into prepared muffin tins and fill halfway.Allow the batter to rest again for about 15 minutes.Bake cakes in oven for 10 minutes and then reduce oven temperature to 350°. Bake for an additional 10 minutes until cakes are golden brown. Remove cakes from oven and allow to cool completely.To make the syrup:Place the water, sugar and citrus peels in a 2 quart saucepan over medium heat. Bring to a simmer and cook stirring until sugar is dissolved. Add the rum and the pinch of salt and cook for 1 minute. Remove from heat.While syrup is hot, place 3 cakes at a time into the saucepan, carefully turning and allowing them to absorb the syrup. With a slotted spoon, carefully remove the cakes to a serving plate. Allow to cool completely. Brush with glaze and serve.

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Rosemary-Infused Panna Cotta with Strawberries

Updated 1 year ago

Recipe Courtesy: Cathy SperonisServes 62 tsp. unflavored gelatin1/2 cup milk2 heavy cream1/2 cup sour cream1/2 cup granulated sugar1 medium sprig of fresh rosemaryPinch of salt1/2 tsp. pure vanilla extract1 cup fresh Strawberries sliced1/4 cup granulated sugar2 tsp. orange liqueur (optional)Fresh rosemary to garnishIn a small bowl, sprinkle the gelatin over 1/2 cup milk: let stand until the gelatin is softened, about 5 minutes. In a medium saucepan, combine heavy cream, sour cream, sugar, rosemary sprig and salt. Bring cream mixture to a simmer stirring until the sugar is dissolved and the mixture continues simmering while stirring. Do not boil. Remove from heat and add vanilla extract. Add the softened gelatin mixture and whisk to completely dissolve the gelatin.Strain hot cream mixture into a large glass measuring cup with a pouring spout. Divide mixture evenly among 6 custard cups. Refrigerate for at least 3 hours or overnight. To unmold and serve, carefully dip bottom of each ramekin in a baking pan of hot water briefly. Run a thin knife around edge of each ramekin to loosen it from the inside of the bowl. Wipe the outside of the mold dry and place on individual chilled serving plate (topside down). Invert the custard onto the plate and carefully lift off ramekin (shake gently to release). Combine strawberries with sugar and liqueur. Garnish with berries and sprig of rosemary.

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Should smokers be eligible for MaineCare benefits?

Updated 4 years ago

Yes 34% (148 votes)No 66% (290 votes)


Should schools use nicknames like Redskins, Warriors, Braves, Indians or are those offensive?

Updated 4 years ago

Offensive 6% (20 votes)Not Offensive 94% (340 votes)


Healthy Living

Updated 4 years ago

Are you at high risk for diabetes?A simple quiz can answer that question.TV5 Health Advisor Dr. Erik Steele spoke to Jim Morris on how to help.


What if you have ten years till retirement and nothing saved?

Updated 1 year ago

You’re certainly not alone. According to one internet site, 39% of those age 55 have only $25,000 saved for retirement.Rethink expectations – Stuff happens and sometimes priorities change. Right now as you look down the tunnel of your life I hope you are able to get the vision for a modest retirement. Not one of poverty, but one of modest means. Postpone retirement- you can significantly increase your social security payout by waiting until age 70 instead of taking money out at age 62. Over your expected lifetime you will still receive the same – and possibly more- by waiting on social security. Postponing also gives you more time to WORK, paying off debt and Save! – Instead of saving 5% for retirement get deadly serious and start saving 15%, 20% or an even larger amount of your income towards your future. (If you plan on increasing your savings in a retirement account, you may have contribution limits. You may want to talk to your trusted tax or financial professional regarding increasing those percentages.) You ‘can’t afford’ to save? What are you going to do when you have to live on a possibly much smaller monthly income? Get serious.Invest wisely- take advantage of any match if a 401k is available at work that provides ‘free money’ if you contribute. Free money is an amount of money and employer is willing to add to your plan if you put in a certain percentage. In addition watch closely your investment options. Make good decisions for your risk and keep careful track of the market. Don’t be lazy with old accounts from former employers. Roll those monies to an account with a financial advisor or into your own care and track that money.It’s not ideal but it’s not too late to have a pretty good retirement if you act now.Citations:My retirement blog – savings figureshttp://www.myretirementblog.com/average-retirement-savings-by-age.htmlHow much to save now- Pullman Motly foolhttp://www.fool.com/retirement/general/2009/10/06/oops-i-forgot-to-save-for-retirement.aspxMarion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952Marion@NorumbegaFinancial.com Check out our website that includes weekly streaming videosWWW.NorumbegaFinancial.com Voted Bangor’s Best Financial Planning Firm 2008, 2009 & 2010 by Market Surveys of AmericaIn compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Wall Street Financial Group, Inc., Norumbega Financial and all other entities listed herein are separate entities, independently owned and operated.

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Did you go to the High School Basketball Tournament last week?

Updated 4 years ago

Yes 19% (81 votes)No 81% (339 votes)


Do you think Unions are to blame for the economy?

Updated 4 years ago

Yes 76% (1,280 votes)No 24% (397 votes)


Do you think Maine’s school year should be extended?

Updated 4 years ago

Yes 42% (155 votes)No 58% (210 votes)


Which would you rather see- wind turbines on land or off shore?

Updated 4 years ago

Turbines On Land 2% (17 votes)Off Shore Wind Power 12% (104 votes)Neither 72% (658 votes)Both 14% (130 votes)


Do you believe in Reincarnation?

Updated 4 years ago

Yes 38% (86 votes)No 62% (140 votes)


Healthy Living: Hand Hygiene

Updated 4 years ago

By- Dr. Amy MoviusRespiratory illness season (including influenza) is in full swing AND there’s a nasty stomach flu “going around”.  I spent most of last night at the hospital attending to such patients while sincerely hoping not to acquire or spread these infections further.  This involves a lot of hand washing and sanitizing.  What hand washing, as a subject, lacks in sensationalism it makes up for in usefulness. Whether talking about the common cold or more serious infections, it is often the single most important thing you can do to keep from getting sick.  Take a moment to think about everything you’ve touched in the past hour, much less the past day.  Infection causing germs can be transferred to your hands by everything you touch, which can then be transferred into your body by touching your eyes, nose, or mouth.  Likewise, if you are carrying an infection – knowingly or not – it can be spread to other people in the same manner. As a whole, we are not as diligent at hand washing as we think we are.  Take after using the bathroom, for instance.  One study found that although 91% adults surveyed reported always washing their hands after using public bathrooms only 83% – or 4 out of 5 – were directly observed to do so.  In a study of middle and high school students only 58% of girls and 48% of boys cleaned their hands after using the school bathroom.   People admit to hand washing even less at home after using their own bathrooms despite the fact they are still bathrooms.  Only 32% people surveyed reported washing their hands after covering a sneeze or cough.   Below is a reminder list for when you should wash your hands.  1.      After using the bathroom (or changing a diaper).2.      After blowing your nose or coughing.3.      Before touching food (eating, serving, preparing).4.      After touching animals (including pets).5.      After outdoor activities.6.      Before and after visiting anyone who’s sick: think about using an alcohol sanitizer here as well.7.      Any other time your hands are dirty. Below is the proper hand washing technique.   1.      Use soap (any type is fine) and warm water.2.      Be thorough – wash hands, fingers, nails, wrists – front and back.3.      Wash at least 15 seconds (one round of “Happy Birthday”).4.      After rinsing well, pat dry with a clean towel.5.      Use paper towels to turn faucets and door handles in public bathrooms. Frequent hand washing can cause skin to become chapped or dry.  If you have this problem you still need to wash diligently but pick a mild soap and generously moisturize after each washing.  If there isn’t a place to wash, waterless hand soaps or scrubs are a good alternative to keep nearby. Please follow these guidelines to protect yourself and those around you.   When needed, gently remind others to do so as well. Reference: www.kidshealth.org

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A Look at Junior Achievement

Updated 1 year ago

Junior Achievement Provides financial education using volunteers from the community in lessons for kids. I have taught middle school students with lessons that have explain credit. Wow, is this a necessary program! Lesson book cost money and fundraisers are ongoing to expand the offering of these classes in more schools. I am most familiar with the middle school programs and have taught after some modification, the Savvy Shopper lesson. Focusing on cash and credit I would bring my old bag phone (here it is) and explain cash, debit cards, credit cards and the implication of spending decisions.Your twelve year-old doesn’t understand what you mean when she sees cash in your hand but you say “I don’t have money.’ Junior Achievement and in my modified Savvy Shopper lesson , I explain checking accounts, what you can expect to earn at various jobs, expenses, very basic budgets, and the cost of credit and the consequences of ‘buying on time, ‘as it used to be called. I use the bag phone as an example of buying something with credit, owing more than the simply the purchase price, paying well past the item is in fashion or technologically advanced as newer phones- as an example- become more sleek. You continue to pay for a very uncool item. Your budget is smaller as a result and when your friends are having fun you are paying for things you bought years ago.Other middle school lessons include learning about your credit score, choosing a career, and insurance.More classrooms each year want these programs in their schools so volunteers and donations are always needed. Your family or business can help. Contact JA today at:JA of Maine, Inc. 82 Elm StreetPortland, ME 04101Phone: (207) 347-4333Email: athomas@jamaine.org Web address: www.jamaine.org Citations:http://www.ja.org/programs/programs_mid_econ_success_obj.shtmlhttp://www.ja.org/programs/programs_mid_overview_obj.shtmlMarion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952Marion@NorumbegaFinancial.com Check out our website that includes weekly streaming videosWWW.NorumbegaFinancial.com Voted Bangor’s Best Financial Planning Firm 2008, 2009 & 2010 by Market Surveys of AmericaIn compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Wall Street Financial Group, Inc., Norumbega Financial and all other entities listed herein are separate entities, independently owned and operated.

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