Features

Shopping with Kids

Updated 1 year ago

How to make this more beneficial for the child and less traumatic for you.Set limits- and don’t feel guilty. What’s up with that? So, mom or dad doesn’t have a job and you have a tiny budget? Don’t get all crazy under that issue. Conversely, if you have plenty, you are not doing the baby any favors to not teach them limits, so set a spending limit. Entrepreneurship- When the child wants more activity fees, different sneakers or more clothing options there’s always an allowance of summertime earning for next year’s additional expenses. Get them understanding that they can have lots of things they might rather have if they supplement the basics with their own money. If it’s late for them to alter things this year, next year will be an opportunity for the baby to get into the planning process so they can add to the basic back-to-school supplies with earned money.Teach savvy consumption- There are many stores offering similar objects. Jeans are everywhere and from yard sales to Goodwill, to J. Crew. Notebooks and pencils are also available in many price points. When you empower the child to know the budget, when you show them the price variations and then let them pick- and REALLY LET THEM PICK- the outcome is more peacefulGet the child involved, ditch the guilt and let them really have the final say about it. This may make for a less chaotic shopping season. Marion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952Marion@NorumbegaFinancial.com Check out our website that includes weekly streaming videosWWW.NorumbegaFinancial.com Vote Norumbega Financial for Bangor’s Best Financial Planning Firm at Market Surveys of America In compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Wall Street Financial Group, Inc., Norumbega Financial and all other entities listed herein are separate entities, independently owned and operated.

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Did you have much damage in your neighborhood from Tropical Storm Irene?

Updated 3 years ago

Yes 9% (15 votes) No 91% (152 votes)


Are you taking precautions for Hurricane Irene?

Updated 3 years ago

Yes 47% (342 votes) No 53% (382 votes)


Will you be attending this year’s American Folk Festival?

Updated 3 years ago

Yes 10% (28 votes) No 90% (251 votes)


Would you be able to go a week without electronic gadgets?

Updated 3 years ago

Yes 70% (151 votes) No 30% (64 votes)


Financial Literacy

Updated 1 year ago

A couple of weeks ago I spoke about financial literacy web site at MyMoney.gov and today I have another great web site for parents and teachers and students from the State of Wisconsin. This site doesn’t have as easy a web address but it’s an easy-to-use site with great information. http://www.finlitwi.org/default/index.htmlStudents- Let’s start with info for students. The Wisconsin Department of Financial Institutions is specifically targeting elementary and middle school kids. It’s a colorful site when you click on the students’ tab. Inside is all text but you could make it more fun and perhaps use it as a starting point to learning about the various topics: History of Money Savings Options Financial Institutions- which sounds boring Investing. It’s not as much fun as a game or a coloring book, but for some kids it might be a good tool.Parents- This site is WAY more fun! When you roll your mouse over tabs there’s a sound of coins going into a bank! And the tabs have great pictures and engaging info. For instance under the tab ‘Fun for Kids’ one page reads: ‘ What things do you love to do? Go shopping? Watch movies? Play video games?’ The site then explains how everything costs money, so where are you going to get that money? Seven ideas are offered for kids plus a “Be Your own Boss” challenge. I liked this site a lot. It’s fun! There is a teen tab, pointers for parents and tips for teachers.Speaking of teachers, the state of Wisconsin’s site has an Educators’ tab has curriculum used by the state of Wisconsin as well as others such as the National Institute of Financial and Economic Literacy. There are 21 games featured on the site as well as the appropriate grades for some of the games, organizations to contact and other resources are also listed for you on the site.It’s looks like there is something for homeschoolers, grandparents, teachers and parents to help get this generation well-educated on their money! Marion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952Marion@NorumbegaFinancial.com Check out our website that includes weekly streaming videosWWW.NorumbegaFinancial.com Vote Norumbega Financial for Bangor’s Best Financial Planning Firm at Market Surveys of America In compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Wall Street Financial Group, Inc., Norumbega Financial and all other entities listed herein are separate entities, independently owned and operated.

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Healthy Living: Teething

Updated 3 years ago

Teething: Not a source of fever and not an explanation for symptoms of illnessBy- Dr. Jonathan WoodTeething continues to be offered as an explanation for fever or as a reason for a variety of symptoms in infants and young children. An important study published in the September 2011 issue of Pediatrics elegantly dispels this misunderstanding. Researchers (pediatric dentists) visited non-daycare infants repeatedly in their homes and gathered data: symptoms reported by mothers, oral exams, and infant temperatures. This was an excellent study for a variety of reasons: the oral exams were performed by experts, the temperatures were taken by the examiner by two different methods, the exams occurred daily over a period of weeks to months and therefore generated detailed data around the eruption of multiple teeth in each child and over 230 teeth overall.The conclusions:· Teething does NOT cause fever (before, during, or after tooth eruption)· Minor increases in temperature (less than 0.3 degree F) occur on the day of and the day after eruption, but it is negligible and occurs within the range of normal temperature variation· Minor symptoms – sleep disturbance, irritability, increased saliva, rash, loss of appetite, diarrhea – can occur in the day of and day following eruption. But again, these symptoms are not of a severe nature.Why is this important?· Doctors and parents should not invoke teething as an explanation for fever, even low-grade fever. · Nor should they invoke teething as an explanation for severe changes in activity or behavior. · When teething is used as an explanation for these findings, parents and doctors alike can delay the diagnosis of a more serious illness. In young infants especially, this is important: a true fever can be the only signal that a severe illness is developing and the immature immune system of the infant makes prompt diagnosis and treatment particularly important.What can be done about teething?· “Teething tablets” and anesthetic gels are not recommended. Parents can inadvertently deliver toxic amounts of the active ingredients and should avoid these products. They have also never been shown to be effective.· Teething rings have been shown to be useful and effective.· Gently massaging an infants gums often helps and satisfies the infants urge to chew on somethingFor more information of teething and care for a child’s early teeth, visit the American Academy of Pediatrics’ “Healthy Children” website http://www.healthychildren.org/English/Pages/Register-Email.asp It requires a free registration, but is full of much useful information for parents.

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What is your favorite fair food?

Updated 3 years ago

French Fries 16% (34 votes) Doughboys 34% (73 votes) Italian Sausage Sandwiches 23% (50 votes) I don’t go to the fair 27% (58 votes)


What would you like to see done with Roxanne Quimby’s land in northern Maine?

Updated 3 years ago

Another State Park 12% (31 votes) Consolidated with Baxter S.P. 44% (119 votes) National Park 24% (63 votes) Other: 20% (54 votes)


Do you trust your tap water?

Updated 3 years ago

Yes 69% (165 votes) No 31% (73 votes)


Do you worry more about an attack from a terrorist group, or an individual?

Updated 3 years ago

Group 30% (67 votes) Individual 70% (153 votes)


Which re-districting plan are you in favor of?

Updated 3 years ago

Democratic plan 17% (44 votes) Republican plan 49% (124 votes) Neither 34% (88 votes)


Healthy Living: Permanent Contraceptive for Women

Updated 3 years ago

A Newer, Safer Permanent Contraceptive Option for WomenBy- Dr. Joan Marie PellegriniWhen a woman is certain that she no longer wants the option to get pregnant, she has a choice of continuing on with her current contraceptive method or considering a surgical option. The most common choice for permanent sterilization is a tubal ligation (getting her tubes tied). A tubal ligation offers the benefit of being highly successful, relatively safe, and permanent. It is immediately effective and allows for a woman to discontinue her “pills”. The pill is hormonal based and there are many women who are at risk of complications if they take hormones. These complications include blood clots, stroke, and increased risk of certain cancers. Because a woman’s fallopian tubes are inside her pelvis, tubal ligation would require anesthesia, at least one incision in the belly, and must to be done in the operating room. The recovery time is several hours in the procedure center and then 1-3 days at home. Some women are not candidates for this procedure because of anesthetic or surgical risks.In 2002, the FDA approved a new procedure called Essure. This procedure is done in the doctor’s office and requires no anesthesia. The doctor inserts coils into the fallopian tubes and these coils cause scarring and blockage of the tubes. The woman can drive herself home or to work after the procedure and there is minimal discomfort. Some other form of contraception (pregnancy prevention) must be used for 3 months after the procedure until a hysterogram (an xray using dye of the uterus) is done to confirm that the tubes are blocked. Many experts feel this procedure is safer than tubal ligation and has a similar failure rate. Neither of these procedures is 100% effective however, the failure rate is extremely low and better than that with hormonal manipulation (the pill).A quick look at the Essure webpage reveals that there are at least 6 gynecologists in the Bangor region that perform this procedure. Clearly, this procedure is becoming well-endorsed by the gynecologic community. There is one another hysteroscopic method that is FDA-approved. It is likely that in the future there will be even more options available and your gynecologist will advise you on which one is best for you.Permanent sterilization procedures should be considered irreversible. Studies show that 3-25% of women eventually regret having a sterilization performed. For more information:www.essure.com This site is supported by the company that makes the coils.http://www.uptodate.com/contents/patient-information-permanent-sterilization-procedures-for-women This site is not industry-sponsored and is an excellent source for non-biased information on sterilization procedures. There are also other excellent resources listed.http://www.americanpregnancy.org/preventingpregnancy/birthcontrolfailure.htmlThis site offers information on all of the methods used to prevent pregnancy. This site is not industry-sponsored.

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Dealing with Debt

Updated 1 year ago

Dealing with debt is an important topic for the folks and how to tackle it is a frequently asked question. So, I’ve got a blog and a get out of debt calculator to show viewers today.Blog Calculator http://cgi.money.cnn.com/tools/debtplanner/debtplanner.jspBlog- This is a faith-based author living debt-free and the site is called ‘No Credit Needed.’ The author doesn’t give his name but he is in his mid-thirties, has three kids and owes no debt except his house. He lists ideas for getting debt-free, living frugally and teaching kids about money. He posts on Saturdays, and has been mentioned in the NYT and other places, such as Oprah. He talks about recycling, saving money, and he has links to MANY other resources such as other blogs, books and web sites.Calculator- The debt calculator has two questions: first, list the cards you have or the debt you owe, the balance, the min. payments and the interest rate. Second question: what do want to know? Do you want to know based on the minimum payment how long it will take to be debt free? What if you add more money to each payment, then how long will it take? And the last option is I want to be debt-free in this many years, so how much do I have to pay on the cards? And then it calculates.You wrap your brain around this any way you need to. These are just a couple more options that might make tackling debt more doable. Marion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952Marion@NorumbegaFinancial.com Check out our website that includes weekly streaming videosWWW.NorumbegaFinancial.com Vote Norumbega Financial for Bangor’s Best Financial Planning Firm at Market Surveys of America In compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Wall Street Financial Group, Inc., Norumbega Financial and all other entities listed herein are separate entities, independently owned and operated.

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Have you ever been fully satisfied with the results of a hospital stay?

Updated 3 years ago

Yes 63% (133 votes) No 37% (78 votes)


Why do you think there have been so many bank robberies?

Updated 3 years ago

Drugs 51% (191 votes) Economy 41% (151 votes) People are getting away with it 6% (22 votes) Other 2% (7 votes)


Do you think Maine needs more Methadone Clinics?

Updated 3 years ago

Yes 5% (13 Votes)No 95% (259 Votes)


Will you vote for a Congressional Incumbent in the next election?

Updated 3 years ago

Yes 27% (67 Votes)No 73% (179 Votes)


Take This Job & Love It: Worming

Updated 3 years ago

If you have an idea for our next Take This Job & Love It, email Chelsey at canderson@wabi.tv————“In this edition of Take This Job and Love It Chelsey Anderson got down and dirty worming in Down East Maine.”Chelsey- “That’s right, and I’ll tell you what, I’ve taken on a lot of difficult jobs doing this feature, but nothing was as difficult or humiliating as this one… And that was just walking.”————Vinnie McLean- “You’re going to need these because its going to be really soft where we are going.” Chelsey- “Okay.” Vinnie- “And the hardest part is going to be walking in the mud.”Remember that line. Now that I was suited up Vinnie and Daniel loaded the boat in and away we went. It didn’t take us long to get to the area we were going to rake but the tide wasn’t out quite enough so we needed to walk it in.Chelsey- “I’m being a really big help right now.”Chelsey- “So how do you walk in this?”Vinnie- “Just pull that one there out. Take a step. Then pull that one out. There you go.”Chelsey- “It’s like slow motion. Come on!” Vinnie- “It’s different isn’t it?” Chelsey- “Yeah.”Vinnie- “That’s good enough.” (laughter)Vinnie reached down and introduced me to what I was going after today, sand worms.Chelsey- “Oh my gosh! This is so gross.” Vinnie- “That’s a small one actually.”It was time to rake. The limit was 500 today, but I’d be happy with anything. I did my best to walk in the mud, but I wear a size 5 shoe, these were a men’s 10.Chelsey- “Ugh! I’m out of my boot right now.”Vinnie- “Maybe if we can get right about here that would be good.” Chelsey- “Whoa!”And my boots were tied to my pants, so there were problems.Chelsey- “My pants are falling off.”Chelsey- “I’m going to have to undo these clips.”Chelsey- “Ok. So show me how to start a hole.”Vinnie- “Ok. If I can get you in that hole.” Chelsey- “I’m going. I’m trying.” Vinnie- “Try to just keep moving. It’s done again.” (laughter)Vinnie- “See why you need them a certain size.”Vinnie- So 3 digs across. Yep.Chelsey- “Just dig it in?”Vinnie- “Just, and pull it.” Chelsey- “It didn’t go deep enough, huh? Oh look! I got one! I got two!” Vinnie- “That’s a tape worm.” Chelsey- “Ah!”Vinnie- “Now go again. Go about right there.”Vinnie- “Yep, just try to roll it. It’s about how you angle the hoe.”Chelsey- “Ok. So nothing in that one.”I kept trying to walk, and trying to work.Chelsey- “Oh Lots of them!” Vinnie- “And there. It’s official! She did it! You’re legal!” Chelsey- “Thanks!” Vinnie- “You’re a worm digger!”On that note it was time for me to call it quits and let these guys work. I attempted to get back to the boat, but my boots caused problems… Again.Chelsey- “This is why I can’t walk, just one of the reasons. Besides the fact that its extremely difficult and I admire these men.” Vinnie- “The boots was a little too big.”I was so embarrassed I had to have Vinnie and Daniel help me get back to the boat.Chelsey- “This is terrible!” Vinnie- “No it ain’t.”Chelsey- “I’m so close!” Vinnie- “5 feet.” Chelsey- “Whoa! No!” Vinnie- “You’re alright. At least you weren’t on your back.” Chelsey- “Now I can’t get up. Oh dear God! Ok. Dear me. Let’s go up. Ugh! Thanks guys.”Chelsey- “Ugh! That was rough!”Once everyone finished up we headed in to Moosebeck Bait shop, where it turns out somehow I got 85 worms. Vinnie insists I did it all on my own.Gay Crowley, Owner Moosebeck Bait Shop- “It’s official. There’s your first check.” Chelsey- “Thanks. There it is. And I’m proud of this.”All $10.20.So after everything today, would I be hired.Vinnie- “I would hire for one more tide. That would be with a headlight tonight at dark.” (laughter)Vinnie- “I would take you again, yes.” Chelsey- “Thank you. I appreciate it.” (laughter)————Chelsey- “I won’t be cashing in that check. I’m framing it. That was the hardest $10 I’ve ever earned.”

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Do you think Bath Salts are a big problem?

Updated 3 years ago

Yes 95% (299 Votes)No 5% (16 Votes


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