Features

Savings Gifts for Kids

Updated 1 year ago

By- Marion SyversenLet’s say you think opening an account for your little pumpkin would be a great idea for Christmas. Let’s look at the rules for some of the most common types. Savings account- If you open a joint account with your little sweetie, that account is typically an UGMA account. UGMA stands for Uniform Gift to Minors and allows minors to own an asset because it is owned for them or with them. But when they are 18 years old it becomes their asset. You might think, “oh, this will be the money that I give junior for college,” but in fact Junior can use it for his first car as soon as he is 18 years old. And Princess might give the money to her misunderstood boyfriend, and she would be within her legal rights to do so if you open an UGMA account for your kids or grandkids, since it becomes their money at age 18.College savings account- If you open a 529 account for your little angel the UGMA rules will only apply if you are moving money from an UGMA account. If you are opening a new 529 account that account is held for the darling and is completely in the name of the account owner but can be used for your darling. The money can be used for post secondary schools such as golf or cooking schools, 2 year colleges, trade schools, anywhere that federal funds are accepted in the US and a few schools in Canada. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial and Wall Street Financial Group, Inc., are separate entities, independently owned and operated.

Read more on Savings Gifts for Kids…


Think Safety First When Traveling

Updated 5 years ago

By- Dr. Joan Marie PellegriniThis is one of the times of year when many of you will be planning a road trip. Unfortunately, this is also a time of year of treacherous driving. Before you begin your trip, please take a moment to assess a few safety issues: Is your car in good condition? Are the tires bald? Bald tires make driving in inclement weather much more dangerous. The economy is hurting most people and one of the things that many people chose to forego is car maintenance. Tires are expensive. However, failure to negotiate the weather and having an accident is even more expensive and can be very dangerous. Do you have safety flares in case of an accident? You should also make sure your hazard lights work. This also happens to be the darkest time of year. If you are stopped on the side of the road, you want to ensure your visibility to other motorists. Do you have warm clothes (hat, mittens, boots, coat) for each passenger. Many people don’t bother with this detail because they will pre-warm their vehicle and don’t plan on walking outside. However, there are many reasons why you may get caught walking. This is particularily important if your are driving in a snow storm. Please remember that black ice is unpredictable and that bridges will ice over even when the road seems clear. Please allow extra space between yourself and the car in front of you so that you may more safety come to a stop.

Read more on Think Safety First When Traveling…


JB Parkers’ Spinach, Crab & Artichoke Dip

Todd Simcox

Updated 1 year ago

Ingredients:Spinach 8 ozArtichoke Hearts 8 ozSour Cream 6 ozMayonnaise 6 ozParmesan Cheese 4 ozWorcestershire 1 ozSalt/White Peppper/Cayenne to tasteCrabmeat 8 ozDirections:Chop spinach and squeeze out water. Roughly chop artichoke hearts. Mix all ingredients, place in a oven proof dish and place in a 350 degree oven until heated through and bubbling.

Read more on JB Parkers’ Spinach, Crab & Artichoke Dip…


Amaretto Creme Brulee

Todd Simcox

Updated 1 year ago

Ingredients:Egg Yolks 12 eaGranulated Sugar 10 ozHeavy Cream 32 ozVanilla Extract ozAmaretto Liqueur 2-3 ozGranulated Sugar As neededSeparate egg yolks from the whites. Place yolks in mixing bowl. Add sugar. Whip or beat until yolks change to a light yellow and increase in volume. Continue mixing and add vanilla, amaretto and cream. Mix well.Strain through a sieve into ramekins, full. Place ramekins in baking pan and add hot water to cover approximately half way up the side. Cover pan with foil and bake at 350 degrees until custard is almost set, about 30 minutes. Remove foil and bake for another 10 to 15 minutes until custard is set all the way.Remove from oven and cool while still in water bath.Place approximately tablespoon of sugar on top of custard. With a torch melt the sugar until it becomes molten and flows around top of custard.Let set for at least two minutes and serve.

Read more on Amaretto Creme Brulee…


Take This Wreath and Make It

Updated 5 years ago

This time of year, you’ll see lots of Christmas decorations around, but it just doesn’t seem to be complete without the wreath.In this edition of Take this job and love it, Sharon Pelletier branched out went to find out exactly what it takes to make the evergreen decorations.”Having done this since you were 15, you probably can do this in your sleep, right? Yeah, Pretty much.”Dolly Blyther is an expert wreath maker here at Whitney Wreath. She’s been given the task of teaching me how to do her job. “Break it right in here. All you’re doing is making little fans.”Dolly makes it sound simple. Trust me, it’s not.”Wait a minute, pick it up, you got to keep the wire going the same way. Oh shoots. This way OK.”So much to think about, and I’m really not a crafty person.”Let me see, I’ll help you here. Yeah, I desperately need help.”It was taking me a little too long, so Dolly finished up very quickly.”So would you hire me? Yes. We could hone your…hone my skills. Yes, a little better. OK.”Then it was time to try my hand at decorating. Company founder and owner David Whitney showed me how this works.”This machine makes things much more efficient, cost effective. It also makes sure the decorations are put on exactly in the place they’re supposed to be.”It’s a machine that Whitney came up with himself. “Pull your handle down, now push this up. OK. Now pull your arrowheads out.”So there’s not much chance of me messing anything up here, and it’s kind of fun.Whitney tells me he came up with the idea for the business when he was just eight years old. He saw his cousin tree tipping, and making some money at it. Whitney thought he could make a little cash too to buy some candy.”So the incentive for all of this is candy, that’s right, not so much anymore”Because now Whitney oversees nine locations in his wreath company, and they’re working on a new facility to consolidate some of their operations.Although this time of year, he’s often working 16 hour days, he says it still puts him in the Christmas Spirit.”The best part of this is the smell”It does smell great, but then it’s off to ship out some wreaths.”This is for the order ID.”Seth White is training me here. He says I’ve got to scan invoices, put them in the boxes then stick the labels on. Sounds pretty simple. The key is I’ve got to be accurate and fast.They’re sending out about 5000 packages a day.”Right now they’re doing 133 an hour. And so we’re slowing things down right now. True”So time to get to work.”One , two, three four””I’m trying to go quickly”But it’s so easy to get distracted, because it’s interesting to see where the packages are headed. I sent some to California, Colorado, Florida, and I admit I did peek at some of the messages that people wrote.”It says love and Merry Christmas”It really is great to think you’re helping to spread Holiday cheer all across the country. Makes you feel like you’re one of Santa’s elves…one who does make mistakes.”Actually that’s one way you can mess it up. If you scan the second one twice.”Luckily Seth was there to make things right.”So how do you think I’m doing? I think you should stick to television. Thank you, Seth, Thank you.”To check out Whitney Wreath online, log onto www.whitneywreath.comTo offer a suggestion for our next “Take This Job and Love It”, send an e-mail to wabi@wabi.tv

Read more on Take This Wreath and Make It…


Healthy Living: GERD

Updated 5 years ago

By- Dr. David RydellGastroesophageal reflux disease or acid reflux occurs when the lower esophageal sphincter or valve is faulty. This allows the food and fluid in the stomach which is very acidic to flow backwards into the esophagus. This can result in a burning sensation in the chest (heartburn) or a sour taste in the mouth. It can also cause a dry cough, asthma like symptoms or difficulty swallowing. These symptoms can be brought on in patients with a faulty valve by smoking, alcohol, overeating and laying down shortly after a meal. The lower esophageal valve is aided in closing by the higher pressure inside the belly cavity. In the case of a hiatal hernia (where part of the stomach has slipped through the diaphragm into the chest) this assistance is no longer present.Treatment begins by evaluating and eliminating the many food and lifestyle triggers. Symptoms are often brought on by eating citrus fruits, chocolate, caffeinated beverages (coffee, tea & soft drinks), alcohol, fatty & fried foods, mint flavoring, garlic, onions, tomatoes and spicy-foods. Lifestyle triggers include obesity and pregnancy due to the increase in pressure within the belly cavity and smoking.Medications come in three basic types:Acid neutralizers such as Tums, Maalox, Rolaids, Mylanta and Alka-Seltzer that contain hydroxide or bicarbonate ions to neutralize the acid that is inside the stomach.Acid preventers such as short acting Tagamet, Zantac and Pepcid or longer acting Prilosec, Prevacid, Nexium, Aciphex or Protonix work to block the production of acid by the cells of the stomach wall.The irritation of the esophagus is thus reduced, the patient is still refluxing they just have fewer symptoms.The third type of medication is a group that works to tighten the valve and promote the emptying of the stomach in the proper direction, out into the small intestine. These include Urecholine and Reglan.As with most medications there are a variety of potential side effects both mild and severe and these medications are only effective when we remember to take them at their regularly scheduled times.When lifestyle changes and medications are not controlling symptoms adequately there are surgical and endoscopic ways of correcting the faulty lower esophageal valve. The Nissen fundoplication or wrapping of the upper part of the stomach around the esophagus to recreate the valve was first performed in 1955. Since that time the procedure has been performed using both an open and laparoscopic technique. The long term results are very good with about 90% of patients not needing regular anti-acid medication 10 years after surgery. The major drawback is that it is an invasive operative procedure with the associated risks and complications.Two years ago a new endoscopic procedure was approved by the FDA. This procedure does not involve an incision, but rather with the patient asleep under a general anesthetic using the endoscope the valve can be recreated in patients with acid reflux and a hiatal hernia less than one inch. A permanent stitching material is used to create a one inch long 270 degree valve that has resulted in nearly 80% of patients being completely off all medications 2 years later. For more information visit www.endogastricsolutions.com/esophyx_for-pt.htm

Read more on Healthy Living: GERD…


Keeping Costs Down at Christmas

Updated 1 year ago

By- Marion SyversonGet organized- Please use a list and pare it to who really needs gifts. Money isn’t a substitute for love so don’t mistake the two.Give group gifts- Can you buy a group gift of a great game, puzzle or event, like a dinner? Can you offer babysitting or another gift that is time versus money? Think out-of-the-usual box for a unique expression of thoughtfulness.Know the recipient- How many gifts have you received that were not even close to what you might use? It’s better to save your money than to spend it without thought and care. Know the recipient or don’t give a gift at all.Could online be cheaper?- Online retailers are offering discounts and offering cheap or no-cost shipping for gift giving. You might save time gas and travel buy doing some shopping online.No impulse buying- I have had really good intentions and started my shopping really early only to be sidelined by impulse shopping as Christmas approaches. Only buy what you have decided to get and stop shopping. Bake, do kind deeds, but stop shopping!Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial, Wall Street Financial Group, Inc., and all other companies listed herein are separate entities, independently owned and operated.

Read more on Keeping Costs Down at Christmas…


Tuna Confit

Updated 1 year ago

Ingredients:1 lb. yellowfin tuna2 Tbsp. kosher salt1 Spanish onion, rough chop1 fennel bulb, rough chop2 cloves garlic1 tsp. black peppercorns1 bay leaf1 sprig rosemary1 sprig thymezest of 1 lemona few basil leavesolive oil, enough to submerge all ingredientsDirections:Rub kosher salt onto the tuna and set aside. In a saucepan, bring olive oil to a very, very slight simmer and add all the rest of the ingredients. Add tuna to simmering oil and poach for approximately 40 minutes or until the tuna is slightly pink on the inside.** Be careful of hot oil!! **

Read more on Tuna Confit…


Noisy Toys

Updated 5 years ago

By- Dr. Amy MoviusNoise induced hearing loss, or NIHL, is (unsurprisingly) hearing loss that occurs from being exposed to overly loud noise. It is often the insidious result of exposure to excess noise over time. Unfortunately, this type of hearing loss is permanent. NIHL can occur from exposure to high sound levels in the environment – such as traffic, or noise inherent in certain occupations. Likewise, NIHL from loud music has become a major concern for our teenagers and young adults due to the popularity of personal listening devices such as ipods.A more surprising source of noise pollution is loud toys. The groups most vulnerable to injury from noisy toys are infants and toddlers, for whom many of these toys are targeted. These children will often hold these toys close to their faces or even against their ears. While developmentally appropriate, this behavior increases the sound level, and therefore the chance of hearing injury. There is little in the way of oversight for the production of these toys. In 2003 the Toy Industry Association set a voluntary sound limit on toys of < 90 decibels at 10 inches away from the ear. For perspective, this is roughly equivalent to the sound of a lawn mower. This limit is also voluntary, NOT required, and there is no obligation for toy manufacturers to list the sound level on toy packaging either. Clearly, it falls to the surrounding adults to police the exposure of these children to excessively noisy toys. There are some easy ways to judge whether an audio toy's noise level is safe, and perhaps modify it if needed.Listen to the toy holding it 12 inches or less from your own head. If it is loud enough to make you flinch, it's too loud.For a more exact assessment, sound level meters can be purchased at electronic stores (around $40). Hold the meter up to the speaker portion of a toy - if it registers > 85 decibels, the toy is too loud.Noisy toys sometimes have volume controls and/or on-off switches. Keep them turned down, or even off.If a noisy toy doesn’t have any control switches, cover the speaker with packing tape to muffle the sound (for older children) or get out your screwdriver and remove the batteries altogetherFor many households with small children, Christmas and toys go hand in hand. This year, ask friends and family to let you screen the toys they want to buy your kids. Also, remember to protect your children’s hearing with ear plugs or ear mufflers when attending any loud events to celebrate this holiday season, as the noise levels at concerts, sporting events, and the like are often above safe limits. Lastly, if you think a toy is too loud, report it to the Consumer Product Safety Commission at cpsc.gov/incident.html.

Read more on Noisy Toys…


Fiddleheads’ Asian Style Tuna Tartar

Todd Simcox

Updated 1 year ago

Ingredients:1 lb. fresh yellowfin tuna, diced smalljuice of one lime1/4 cup chopped scallions1 Tbsp. minced ginger1 Tbsp. minced garlic1-2 Tbsp. soy sauce1-2 Tbsp. sesame oilDirections:Toss everything together lightly in a mixing bowl…serve right away.

Read more on Fiddleheads’ Asian Style Tuna Tartar…


A Man’s Not a Financial Plan*- REALLY!

Updated 1 year ago

By- Marion SyversonI have discussed the differences between men and women before but a recent news story compels me to speak of this again. After all, a discussion in which I get to grab you by your adorable little ears and shake you always seems appropriate to me.Perhaps you read about Patricia Cornwell suing her financial advisors? Cornwell, author of the award winning, best selling crime novels, has published seventeen books featuring pathologist Dr. Kay Scarpetta and has earned millions of dollars.In late October, Cornwell sued her financial advisory firm for losses of $40 million. Many people have lost money with their investments in the two years. The bit about this story that I found shocking – yes, shocking, I say – was the lack of involvement Cornwell had in her hard-earned finances and its management.According to news reports, especially in those publications widely read by investment professionals, there are some glaring red flags in my mind as to where some of the responsibility lies. #1- Cornwell didn’t want to be, according to the suit, ‘distracted’ by that crazy money stuff. After all, she’s a famous writer and needs a calm and quiet environment in which to work. And, she stated in Britain’s’ Daily Express, ‘I don’t really want to know what’s going on in my business unless I’m made to face it.” Stomp you foot, Patricia, and make that pouty face. That’ll make the big, smart men help you with your millions. #2- She never had a risk tolerance conversation, or so she claims. For a clever woman, Cornwell seems to have used her shiny pile of money to press people into letting her not be a participant in her financial affairs. Maybe she said, ‘It hurts my head and I don’t like it.”I’ve got a message for Patricia Cornwell: Don’t try that in my office. I have turned away clients who thought they could dump the responsibility of their finances. I like shiny things, and a large pile of jingly money definitely counts. But there is no way that your bag of cash excuses you from getting a face-to-face sit down at least annually for a discussion on the financial progress we’re making towards your goals. Take that big ole bag of money to the many firms that’ll allow you to ignore your own checkbook and leave it their hands.In my book (Have I mentioned I’ve written a book? Just in case I haven’t, check out Real Deal: Making Big Changes with Small Change) I have a chapter that includes the story of Paula Zahn. Married to a man who apparently enjoyed financial management, when they divorced her lawsuit claimed that he had, ‘spun a Byzantine web of investments’ and she was left with little to show of her $25 million in earnings. What’s Marion’s lesson for today? Money’s hard to understand for you. I get that. We all have different abilities and talents. I stink at a bunch of things in which you probably excel. However (and I’m sure you know what’s coming, little chickadee), pull up your big person panties and pay attention when figuring out your finances. Please.  Let the lunacy of others be a guide to you so we don’t have to read about your sad story in tomorrow’s paper.Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial and Wall Street Financial Group, Inc., are separate entities, independently owned and operated.

Read more on A Man’s Not a Financial Plan*- REALLY!…


Dealing with Financial Difficulty: Death

Updated 1 year ago

This is the last in our series on Dealing with Financial Difficulty. These topics have involved not just financial but also emotional trouble resulting in our first week’s topic divorce, then last week’s job loss and this week’s topic which is the death of a loved one.Arrangements- Hopefully you and your loved one have spoken about what was wanted for funeral and burial arrangements. These things require action first. Communicate with relatives and the funeral home for help at this time.Incoming bills- Overwhelmed by grief financial paperwork can quickly pile up. ASK FOR help from a trusted family friend or family member.Death certificates- The Massachusetts Commission on end -of life care recommends 10-15 copies of them for many reasons and to settle many accounts.Insurance- if you had life insurance for your loved one ‘valid claims’ are paid relatively quickly, usually within 1 week from receipt of a death certificate. You will need to know the policy number. Assets- Informing Social Security, pension funds, changing ownership for checking and savings accounts, brokerage and deeds, cars and credit cards are some of the details that will need to be taken care of after the death of your loved one. Get professional advice when you are in doubt. Take your time. This isn’t a race!Be prepared to spend a lot of time with the financial concerns following the death of a loved one.Marion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952Marion@NorumbegaFinancial.comCheck out or website that includes weekly streaming videosWWW.NorumbegaFinancial.comVoted Bangor’s Best Financial Planning Firm 2009 by Market Surveys of AmericaIn compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial and Wall Street Financial Group, Inc., are separate entities, independently owned and operated.

Read more on Dealing with Financial Difficulty: Death…


Fiddleheads’ Olive Tapenade and Goat Cheese Crostinis

Todd Simcox

Updated 1 year ago

Olive Tapenade and Goat Cheese CrostinisIngredients:1 cup green olives1 cup nicoise olives1 anchovy1 Tbsp. capers2-3 cloves garlicjuice of 1 lemon1 Tbsp. parsley1 Tbsp. thymea drizzle of olive oila drizzle of balsamic vinegargoat cheeseDirections:Put everything into food processor and pulse until ingredients are chunky. Serve with toasted crusty bread and topped with goat cheese of your choice.

Read more on Fiddleheads’ Olive Tapenade and Goat Cheese Crostinis…


The 34th Great American Smokeout

Updated 5 years ago

By- Dr. Jonathan WoodThis Thursday, Nov 19th, 2009, is the 34th Annual Great American Smokeout. Join the American Cancer Society – – use this day to encourage smokers to quit smoking or to outline a long-term plan for quitting. Remember, less smoking = more birthdays!smokers who quit at age 35 gain an average of eight years of life expectancy smokers who quit at age 55 gain about five years even long term smokers who quit at 65 gain three years people who stop smoking before age 50 can cut their risk of dying in the next 15 years in half compared with those who continue to smoke.Other important facts to consider when making your plan to quit smoking:87% of lung cancer deaths can be attributed to tobacco. Quitting reduces the risk of lung cancer – – 10 years after quitting, lung cancer risk is cut nearly in half compared to the risk for people who have continued smoking during that time. 30% of all cancer deaths can be attributed to tobacco. Tobacco use remains the single largest preventable cause of disease and premature death in the US. Tobacco is responsible for nearly 1 in 5 deaths!Are you around children? o Each year, an estimated 150,000 to 300,000 lung infections in children under 18 months old are attributable to secondhand smokeo Secondhand smoke significantly increases the number and severity of asthma attacks in children, affected 200,000 to 1 million children each yearWhy quit now?Perhaps you think that if you have been smoking all your life, quitting can’t really help you… Not true!!! What can a lifelong smoker expect in terms of health advantages? 20 minutes after quitting: Your heart rate and blood pressure drop. 12 hours after quitting: The carbon monoxide level in your blood drops to normal. 2 weeks to 3 months after quitting: Your circulation improves and your lung function increases. 1 to 9 months after quitting: Coughing and shortness of breath decrease: cilia (tiny hair-like structures that move mucus out of the lungs) regain normal function in the lungs, increasing the ability to handle mucus, clean the lungs, and reduce the risk of infection. 1 year after quitting: The excess risk of coronary heart disease is half that of a smoker’s. 5 years after quitting: Your stroke risk is reduced to that of a non-smoker.10 years after quitting: The lung cancer death rate is about half that of a person who is still smoking. The risk of cancer of the mouth, throat, esophagus, bladder, cervix, and pancreas decreases. 15 years after quitting: The risk of coronary heart disease is that of a non-smoker’s.And how significant is the problem in Maine?14% of high school students and 18% of adults in Maine smoke.An estimated 79,000 children are exposed to secondhand smoke in Maine2,200 adults in Maine die each year due to diseases attributable to their own smoking.An estimated 27,000 children currently under 18 in Maine will ultimately die prematurely from smoking.Read more about Maine tobacco statistics at:http://tobaccofreekids.org/reports/settlements/toll.php?StateID=MEMore questions?So is there a safe way to smoke? Are menthol cigarettes safer? What exactly is it in cigarette smoke that is harmful? Is smoking really addictive? What does cigarette smoke do to the lungs? How does smoking affect pregnant woman and their babies? Answers to these and other questions can be found at:http://www.cancer.org/docroot/PED/content/PED_10_2x_Questions_About_Smoking_Tobacco_and_Health.aspSo how can you quit? No one said it is easy, but there are increasing numbers of resources available for smokers committed to becoming non-smokers. Go for it!A good place to start is the “Breathe Easy, New England” website – – check it out and find out how to get help:http://community.acsevents.org/site/PageServer?pagename=C_NE_GASO_homepageThursday, November 19, 2009American Cancer Society’s “Great American Smokeout” www.cancer.org/GreatAmericans

Read more on The 34th Great American Smokeout…


Dealing with the Difficulty of Job Loss

Updated 1 year ago

We are in the middle of a short series of segments entitled Dealing with Financial Difficulties. Last week we covered Divorce. This week we will discuss losing a job.Another emotionally difficult life and financial issue is losing your job. It’s hard to keep your wits about you when you hear the news, but the calmer you can stay, the faster you can take necessary steps to move towards a better day.Assess- What do you have in the bank? How much do you owe this week? What might you have been in the middle of buying that needs to be stopped? House, car, furniture, communicate with the shop right away. Are you eligible for unemployment benefits? If so, apply immediately. You will want to investigate carrying over your health insurance – if your job was vital to the family’s coverage and investigate COBRA. This allows you to buy group rate health insurance for a limited time.Communicate- Let friends and family know the situation as soon as possible so that ears can be listening for job openings and opportunities. Communicate with utility companies and others about your situation. Many of them, when made aware of the situation, will do whatever they can to work with you, as long as you communicate! New direction- Is this an opportunity to go back to school or change your skills? Is your former job in an ailing industry or is this just a temporary setback? Try to take a reasonable and unemotional view of the future. Stay active even if is in small opportunities. You need to not be home sulking but working wherever you can doing whatever you can find. Stay positive, stay focused on others so you can get plenty of rest and get going tomorrow. It will all work out!Marion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952Marion@NorumbegaFinancial.comCheck out or website that includes weekly streaming video.WWW.NorumbegaFinancial.comVoted Bangor’s Best Financial Planning Firm 2009 by Market Surveys of AmericaIn compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial and Wall Street Financial Group, Inc., are separate entities, independently owned and operated.

Read more on Dealing with the Difficulty of Job Loss…


Fiddleheads’ Baked Feta With Tomatoes and Pepperocini Peppers

Todd Simcox

Updated 1 year ago

Ingredients:feta cheese, preferably a block/chunk1 oz. sliced pepperoncini peppers2-3 each roma tomatoes, slicedpinch of crushed black pepperdrizzle extra virgin olive oilDirections:Preheat oven to 400°. In an oven safe baking dish, place feta chunk in–amount of feta will depend on how much you want to make. Place sliced tomatoes over the feta then spread the pepperoncini peppers over that. Sprinkle with crushed black pepper and drizzle liberally with olive oil. Bake in oven, uncovered for 10 to 20 minutes, or until bubbly and the cheese is spreadable.

Read more on Fiddleheads’ Baked Feta With Tomatoes and Pepperocini Peppers…


Driving a Zamboni

Updated 5 years ago

Thousands of people pack the Alfond Arena at the University of Maine to cheer on the Black Bears.But those games wouldn’t be possible without the folks who take care of the ice.In this edition of Take this Job and Love It. Sharon Pelletier found out exactly what it takes to keep that surface smooth.”It’ll open your eyes a little bit to our day to day operation for maintaining the ice.”That was the warning from Will Biberstein, Associate Athletic Director at the University of Maine. But at this point, I was just thinking of driving the Zamboni, not many people get to do that. Not even Will.But Scott White has done it thousands of times. He’s worked here for 16 years and is now the Operations Manager at the Alfond. He too warns me this is hard work but…”There’s a lot of fun times too. We get to watch hockey and basketball, very cool.”Now it’s time to get to work.First off use the edger to smooth the ice along the edges, all around the 17-thousand square foot surfaceThat was just the beginning, because after that’s done.You have to chip the ice off the boards.”You can see where there’s more build up in other places.”Typically Scott and one other person will go through all these steps.Scott gets to work each morning around seven. He typically works six days a week, and might have to stay until after a hockey game.Most weeks they refinish the ice a few times, except when the hockey teams have home games.”If we have ice hockey games on Friday and Saturday night we do it every day before the game”So I only got a quarter way around chipping ice, but Scott gave me a break and told me it was Zamboni time.”It shaves the ice and collects the snow, and then you apply hot water to the surface and that rebuilds the layer you just shaved off.”Scott backed up the beast onto the ice, and told me he’d handle the mechanical part of it. All I’d have to do is steer and step on the gas.It didn’t sound too hard until Scott informed me, I could ruin the ice.”I’m just a tad bit nervous right now, just a tad bit because I could mess things up.”Then the moment of truth, I get in the driver’s seat.My suspicions were confirmed, it is cool to drive a zamboni, especially one with a giant black bear on the front.Scott let me take a couple of passes on the ice, then it was time to drive it down the narrow hallway to park it. It was at that moment that Scott decided to tell me that the vehicle cost 104 thousand dollars…113, thousand will shipping. No pressure.I’m proud to say, that I made it through the narrow passage way, but with a new appreciation for the hard work that goes into preparing the ice.Then it’s time for my review.”I think you did a great job. My lines aren’t very straight though. That’s o.k. You’ll get used to it. It’s your first day. It takes lots of practice. And I didn’t crash the zamboni, that’s a good day, that was a bonus.”If you have an idea for our next, “Take This Job and Love It” segment, e-mail us at WABI@WABI.TV

Read more on Driving a Zamboni…


How Much Caffeine is Too Much Caffeine?

Updated 5 years ago

By- Dr. Joan Marie PellegriniFirst, I should declare a conflict of interest since I am an avid coffee drinker. None the less, I’ve had patients and friends tell me that they are going to try to cut down how much caffeine they consume. When I ask why they are concerned, I hear about the fear of heart disease, cancer, and breast disease. It turns out that these are not valid concerns.Caffeine acts on certain receptors in the brain and body to increase metabolism and alertness. Everyone knows that it helps keep us awake. Most of the time, caffeine is consumed precisely for that “side-effect”. The International Olympic Committee also knows that it is a performance enhancer and hence they test athletes for how much caffeine is in their bodies. A certain amount is acceptable.A typical cup of coffee contains approximately 100 mg of caffeine. Some brands are more potent. For instance, a Starbuck’s® “short” coffee contains 180 mg. A moderate amount of caffeine consumption is considered to be 2-4 cups of coffee a day (200-300 mg caffeine). Anything intake above 500 mg is considered to be a potential for adverse consequences. Too much caffeine can cause tremors, anxiety, insomnia, stomach upset, palpitations, high blood pressure, and a head ache. Each person has their own sensitivity to the effects of caffeine. Fortunately, there is no good evidence to link caffeine intake with any type of cancer or heart disease. It is now also known to be a myth that caffeine causes breast disease. Caffeine has only very rare interactions with any medications. Therefore, caffeine is an incredibly safe “drug”. This is great news because it also is the most widely consumed drug in the world.Now that we can relax about the safety of caffeine, we need to ask ourselves why we consume caffeine and why we consume as much as we do. If you consume minimal or only moderate doses of caffeine, you do not need to worry. However, if you are one of many people who consume large doses of caffeine on a daily basis, you really should examine your habits. Do you get enough sleep? If not, what can you do to improve this area of your health? Do you have problems with inattention during the day? If so, why? Are you having problems with tremors, palpitations, high blood pressure, stomach upset, or diarrhea? Are you taking one of the few drugs that can interact with caffeine? Depending on the answers to the above questions: could you consider switching to a non-caffeinated drink? If you would like to look up the amount of caffeine in a drink, there is a very comprehensive website listing almost every drink available. This website is www.energyfiend.com.

Read more on How Much Caffeine is Too Much Caffeine?…


L’Aperitif’s Mango Scallops and German Potato Pancake with Chive Aioli

Todd Simcox

Updated 1 year ago

Mango ScallopsIngredients:1 lb fresh scallops Slice into silver dollar size1 mango, medium dice1 avocado, medium dice2 tbsp chopped cilantro 3 tbsp veggie oil, or canola Salt and pepper to taste3 tbsp lime juiceDirections:1. In a bowl add the mango, avocado, cilantro, and lime juice: toss this all together. Season with salt and pepper and set aside.2. Next add oil to the pan, wait until very hot.3. Add scallops and sear until golden brown on both sides.4. When cooked through arrange on plate and garnish with the mango and avocado mixture. German Potato Pancake Ingredients:3 potatoes, bakers, russets, grated4 strips of bacon, cooked and diced¼ cup thinly sliced scallions3 tbsp minced chives 1 egg 2 ounces flour Directions:1. Grate the potatoes and add to bowl.2. Add all the remaining ingredients.3. Test one by forming into patty, if it seems loose add more flour to hold together.4. Add 3 tbsp butter in pan over medium heat, cook until golden brown on both sides.Chive AioliIngredients: 1 cup mayo¼ minced fresh chives2 tbsp lemon juice1 clove garlic, minced Directions:1. Add all ingredients into bowl and mix well.2. Serve with finished potato cakes.

Read more on L’Aperitif’s Mango Scallops and German Potato Pancake with Chive Aioli…


Coping With Stress about H1N1 Influenza- Building Psychological Resilience

Updated 5 years ago

By- Dr. David PrescottThroughout the course of history, people have coped with a variety of illnesses and diseases that have been severe and widespread. Along with the physical impact of such illnesses, each widespread disease or epidemic has brought various levels of social anxiety, stress, and in extreme cases near panic. While our society today is nowhere near this level of public anxiety, it is important to keep a balanced psychological approach to this issue. High levels of public attention and media coverage are necessary to help prevent the spread of influenza. However, these frequent messages can inadvertently raise our anxiety and lead to high levels of stress or feeling somewhat helpless. The following tips will help you deal more effectively with the psychological stress associated with flu season. Stay Connected: Following tips for minimizing the spread of influenza involves being careful about interpersonal contact. However, we should not let good health practices disrupt our normal social networks, which are important in maintaining a sense of “normal.” In the worst case, social isolation of people who have flu-like symptoms can add to stress levels and make coping with being sick more difficult. Try to offer support to people with the flu, and look for ways to stay connected that minimize the chance of spreading an illness (phones, computers). Deal with Facts: In times of high stress there is a human tendency to take rumors at face value, make false assumptions, or follow trains of logic that are not based in fact. Facts can be a little boring when compared to rumor, but facts are very helpful in reducing unwanted stress. Find a credible source, like www.flu.gov to stay updated. And, don’t forget to actually do the things recommended by health experts. Sometimes, rumors or false assumptions lead us to put off making good health choices. Pursue Many Roads to Better Health: Much attention has been given to the availability of flu vaccine. However, if you are not yet able to get the vaccine, try not to let that translate into, “There is nothing I can do!” Remember that there are lots of ways to work on staying healthy. Proper sleep, diet, and exercise help your body fight off illness and stress. Good hand hygiene, like washing thoroughly with soap and water, is something over which you have total control. And, be sensible about close physical contact with people who are ill. Have a Plan: One of the biggest ways that the anxiety cycles spins out of control, is to repeatedly go through the “worry” process without ever developing a plan to address the worry. Your plan doesn’t need to be complicated. But, it may help to write out or talk through what you will do if influenza is identified in your school or where you work. And, if someone in your family contracts influenza, just have a simple plan of what you will do until they are well. Communicate with Your Children: Children, particularly younger children, are very vulnerable to the stress around them. Most children will observe adult behavior and emotions for cues on how to manage their own emotions. That is, your children watch you to figure out how they should react. It is usually best to discuss flu prevention efforts honestly and simply, using information that is appropriate for your child’s age. Maintaining familiar routines, as much as possible, when a family member is sick is also helpful in reducing anxiety and stress in children. When has Stress Become a Problem that Needs Professional Help? Defining the line between normal anxiety and anxiety which requires professional help is, of course, largely up to an individual. Some guiding points may be if anxiety or worry begins to significantly interfere with your job, school, or family, then you may need to talk with a psychologist or counselor. Feeling hopeless or highly discouraged for 2 consecutive weeks or more is often a symptom of clinical depression, and should prompt a visit to your primary care doctor or a mental health professional. For More Information: Acadia Hospital Web Site: www.acadiahospital.orgAmerican Psychological Association Help Center: www.apahelpcenter.orgU.S. Department of Health and Human Services: www.flu.gov

Read more on Coping With Stress about H1N1 Influenza- Building Psychological Resilience…


MENU