Recognizing Stress vs. Effectively Addressing StressBy- Dr. David Prescott Stress in America Survey: Each year, the American Psychological Association teams with Harris Interactive Research to conduct the â€œStress in America Survey.â€ This survey helps identify Americansâ€™ current perceived level of stress, sources of stress and ability to effectively cope with stress. The results reveal that, as a nation, most of us live under moderate to high stress and that we recognize stressâ€™s negative influence on our lives and our health. Why is Understanding Stress Important? Short-term stress can actually be helpful in focusing our energy on an important task, like an exam in school or an athletic event. However, chronic, long-term stress is associated with a number of negative conditions including: ïƒ˜ Heart diseaseïƒ˜ Depression or Anxiety Disorderïƒ˜ Obesityïƒ˜ Overall poor healthïƒ˜ Chronic PainWhat are the Top Stressors for 2010? The top stressors for 2010 were similar to those identified in the 2009 survey, and focus largely on economic factors. They include: ïƒ˜ Money (76% of population)ïƒ˜ Work (70% of population)ïƒ˜ Economy (65% of population)While these factors were similar from last year, some additional stressors were cited that are higher in 2010 than in 2009. These include: ïƒ˜ Job stability is a greater stressor in 2010 (49%) vs. 2009 (44%)ïƒ˜ Employers are viewed as less helpful in assisting employees in balancing job vs. home stress (only 36% are viewed as helpful in 2010 vs. 42% in 2009).Do Kids Know About Parentsâ€™ Stress? Most parents in the survey felt that their stress level has little impact on their children. Our children, however, report otherwise. 69% of parents said that their stress had little or no impact on their children, yet 91% of children said that they know and are affected by their parentsâ€™ stress. Most children were very good at identifying signs of parent stress (e.g., more irritable, not being able to spend time with children, reprimand children more). Children, by and large, felt able to tell their parents about their own feelings of stress. Yet, a third to half of children reported problems falling asleep, having physical symptoms like upset stomach, or unhealthy eating as effects of parentsâ€™ stress. Good News for East Coast: For reasons that are not entirely clear, people who live in the eastern part of the country reported the lowest average stress levels. On a 10 point scale, east coast residents report an average stress level of 5.2, which is the fourth straight annual drop. 35% of those living in the east reported little or no stress, with the next highest region (midwest) being 25%. Knowing What to Do and Actually Doing It: Most Americans readily recognize that high stress levels are associated with poor physical and mental health, unhealthy eating habits, avoiding regular exercise, and harmful coping strategies like smoking or excessive drinking. However, most people also acknowledge that while they know what to do to cope with stress more effectively, they donâ€™t actually do it. The American Psychological Association identifies some good starting points for putting our knowledge about better coping with stress into action. These include: ïƒ˜ Change One Habit at a Time: Start small. Your progress will gain momentum and help you pursue more challenging stress management goals. ïƒ˜ Talk About It: Most people are better able to cope with stress when they talk with supportive others Just expressing some of those bottled up feelings helps reduce stress levels. ïƒ˜ Create a Health Environment: Our stress level and unhelpful coping strategies are often triggered by things around us. Making your work or living space less cluttered and more comfortable reduces stress. Or, having health snacks available reduces the urge to eat â€œjunk foodâ€ when you are stressed. For More Information: American Psychological Association Help Center: www.apa.org/helpcenterAcadia Hospital: www.acadiaohospital.org
I read this article in Kiplinger’s featuring 21 web sites with deals that I thought you might want to check out. Here are some highlights from The article entitled, “21 Web Sites for Finding Deals Online.”Websites:Dealio.comRetailMeNotDealnewsGiftCardGrannyDealio.com- This site is one of several mentioned in the article that compares prices on MILLIONS of products offered through tens of thousands of merchants. In large urban areas where driving from store to store can take many hours knowing the best prioce on your favorite products is a real time saver. Always keep in mind that you aren’t really saving money if you drive 15 miles one-way to save $1. RetailMeNot – This is a coupon site and several other sites are also mentioned in the article such as CouponWinner.com and Coupon Sherpa. A site that specializes in coupons for kids’ things is also featured: CleverBabies.comDealnews- This site and the others mentioned here feature breaking deals happening right now and offer RSS feeds or email notifications to keep you in the loop. Six different deal sites are listed here with descriptions on what they offer to simplify your hunt.GiftCardGranny- Interested in discounted gift cards? Then the site listed in this portion of the article are for you. The site offers this example of possible savings: If you purchase a $100 Gap gift card for $90 you have already saved 10%. You can take advantage of these sites all year but for those of us who have gifts left to buy this article and the many other web sites featured in it could save you money this holiday.Link:http://www.kiplinger.com/features/archives/21-web-sites-for-finding-deals-online.htmlMarion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952Marion@NorumbegaFinancial.com
Military Response 56% (203 votes)Diplomatic Sanctions 18% (63 votes)Nothing 24% (87 votes)Other: 2% (6 votes)
I’ve already done so 5% (12 votes)After Thanksgiving Day 58% (140 votes)Wait until December 30% (72 votes)I don’t decorate for Christmas 7% (16 votes)
There’s a new study that’s been released saying antibiotics have little effect on children’s ear infectionsTV5 Health Advisor Dr. Erik Steele joined Carolyn Callahan to talk about it.
Here are the areas to examine.Investments- Where are your investments? Are they scattered all over the place? Do you have SEP IRAs or 403bâ€™s from several former employers at the old work place? Time management alone has caused many folks to come to me and have someone else spend the time required instead of doing this themselves. Whatever role works best for you, how is your rate of savings going? What about the rate of return? Is it time to rethink your allocation? These are some of the considerations you need to be aware of.Taxes- Itâ€™s a great time to plan for next yearâ€™s taxes and take some end-of-the-yearÂ preparations for this yearâ€™s taxes. Can you increase your pre-tax retirement savings? Can you increase your charitable giving? Are there any bills due in 2011 that you can pre-pay this year to increase your deductions or expenses? Check with your tax preparer for more ideas.Insurance- is your property insured for the appropriate amount? What about your life insurance? Do you have an amount that would defray taxes, that might help with child care or other needs that your family may have in the event you died prematurely? Pre-planning- Do you have a will, an living will or advanced directive? What about arrangements for funeral or burial. Take control of these details now and save your loved ones much heartache with thoughtful planning.Ratios- How is your debt-to-income ratio Â or your net worth? Do an online search for the formula but this is a handy gauge by which to measure your financial progress. Credit report- Consumers are entitled to one free credit report from the three credit agencies each year. You may get all three credit reports at one time or every four months get the one report from a different agency. They are available at AnnualCreditReport.comHow are you sleeping? Â - Are you worried? Can you address the issues that worry you? Are you happy? What can you do feel better? Â Have your goals or outlook changed? Check in on these things as part of a healthy financial life and youâ€™ll feel like the responsible adult and great citizen that you are!Citations:Help.com[http://financialplan.about.com/od/personalfinancebasics/a/AnnualCheckup.htm ]http://financialplan.about.com/od/personalfinancebasics/a/AnnualCheckup.htmMid-year check[ http://genxfinance.com/2009/06/09/how-to-do-a-mid-year-financial-checkup-things-to-think-about-this-summer/ ]http://genxfinance.com/2009/06/09/how-to-do-a-mid-year-financial-checkup-things-to-think-about-this-summer/NYT via free moneyhttp://www.freemoneyfinance.com/2010/04/how-to-give-yourself-a-financial-checkup.htmlMarion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952[ mailto:Marion@NorumbegaFinancial.com ]Marion@NorumbegaFinancial.comCheck out our website that includes weekly streaming videos[ http://www.NorumbegaFinancial.com ]WWW.NorumbegaFinancial.com Voted Bangor’s Best Financial Planning Firm 2008, 2009 & 2010 by Market Surveys of America In compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Wall Street Financial Group, Inc. and Norumbega Financial and all other companies listed herein are separate entities, independently owned and operated. Information provided should not be construed as as legal or tax advice: you should speak with an attorney or tax advisor. Health and other non-variable insurance products are not offered through Wall Street Financial Group, Inc.
3 lbs or more butternut squash 1/4 cup onion chopped 1 cup 1/2 and 1/2 or more if needed 2 TBLSP butter 1-1/half cups water 4 veg boullion cubes 1/4 cup orange juice 1 TBLSP grated orange peel 1/4 tsp cinnamon 1/4 tsp nutmeg 1-2 tsp. fresh grated ginger Cook squash. In blender or food processor, puree squash with 1/2 & 1/2, onion, orange peel, spices, oj. Dissolve the boullion cubes in the water, add to pureed ingredients. mix and blend well. add salt and pepper to taste, add more ginger to taste if desired.Â Recipe Submitted By:Kara JacksonÂ
1 Cup Drippings 1 Cup Peanut Butter 8-10 Slices Bread, Toasted First: mix together drippings & peanut butter. Crumble toast in. Blend thoroughly and bake in small glass casserole dish in oven @400 for approx. an hour or until crispy. During baking time, stir stuffing mixture 2 times.Â Recipe Submited By: Janine MasonÂ
1 cup wild rice1 cup chopped onions1 cup chopped celery1 cup dries currants (raisins if you like them better)1 cup chopped walnuts (if you want)2 cups of diced apples (drizzled in lemon juice to keep them from browning)Bag of seasoned bread stuffing (large or small depending on size of your bird, I use Pepperidge Farm)Chicken brothAdditional seasoning to your taste â€¦ extra garlic, basil, tarragon, salt, whatever, your call.Cook wild rice per instructions.SautÃ© onions and celery in olive oilIn a large bowl mix all of the above except the bread stuffing and chicken broth. You can prepare the currants by plumping them in bourbon or rum depending on your taste before adding to the mix. Depending on the size of your bird, mix in enough bread stuffing so that you have enough. All of the above has moisture in it so do not use the amount of liquid (chicken broth) called for on the bread stuffing bag. I like a drier stuffing, not pasty and wet. I let the stuffing set for a while and see how moist it gets all on its own, I then add chicken broth to moisten to my liking. Stuff the bird, chest cavity and neck and enjoy. Iâ€™ll be doing a moose sauerbraten this Thanksgiving so I wonâ€™t be making this!Recipe Submitted By:Bill Watkin