Catherine Forker from Eastern Area Agency on Aging is here for this week’s Senior Watch to talk about the Fall Open Enrollment period.
Fall Open Enrollment started on October 15th and goes until December 7th.
If you are enrolled in a Medicare Advantage Plan or a stand-alone Part D plan, your plan should send you a Annual Notice of Change (ANOC) that lists any changes to your plan for 2017. These changes could be that the plan will charge a different monthly premium, cover different services, or change its formulary (the plan’s list of covered drugs).
You should read this notice carefully to see if any of the changes affect you. For instance, if your ANOC tells you that your Part D plan will have an annual deductible next year, you may want to choose a new Part D plan that does not have a deductible.
There are a number of changes you can make during Fall Open Enrollment:
Switch from Original Medicare to a Medicare Advantage Plan (also called Part C)
Switch from a Medicare Advantage Plan back to Original Medicare
Switch from your current Medicare Advantage Plan to a new one
Join a Part D prescription drug plan (if you do not have one)
Switch from your current Part D prescription drug plan to a new one
Do nothing and stay with your current coverage
Any changes you make will become effective January 1, 2017. You can make as many changes as you like during Fall Open Enrollment, but only the last change you make will be effective in January.
If you have questions about your coverage, plan options, or just need help in general, there are a number of resources you can use for assistance:
Call 1-800-MEDICARE, to learn about plan options in your area, confirm your current coverage, or change your coverage or you can visit www.medicare.gov/find-a-plan. Where you can use this online tool to search for and compare plans.
For local help and to have someone help you with Open Enrollment you can contact Eastern Area Agency on Aging at 1-800-432-7812 or log on to eaaa.org.