By: Marion SyversenYou may think that because I’m a financial expert I haven’t made my share of financial mistakes. Wrong! And in my practice, where I meet and work with all kind of people, I have seen many of those very same mistakes. Believe me when I tell you, these mistakes are common regardless of income, whether you make $200,000 or $20,000. Here are my picks for the 4 top money mistakes.Overspending- This is THE most prevalent problem that people make with their money. The reasons are many but it most commonly involves not understanding the limit of your cash. If you need to put it in envelopes or jars, LIMIT your spending to LESS than what you make and then you will have extra. You have probably committed to more house, or truck, or regular payment than you can afford while still partying like you did when you didn’t have those payments. And yet you want to spend like you did before. No can do, buckaroo.No Budget- Can you tell me what percentage of your income is used for housing costs, entertainment or debt repayment? You don’t need to be a numbers geek to have a budget and to KNOW how much you spend on various goals and costs in your household. Debt- You probably have debt. Not just debt, but a LOT of debt. Or, at least more debt than you wish you had accumulated. Good debt or bad debt, if you have payments they are cutting into your budget leaving less cash to spend. And if you have no overall vision, or b-u-d-g-e-t, you may very well add to that debt. Denial- If you refuse to look at the money and the bills and just spend recklessly, that’s a PROBLEM. You’re eligible to vote and you hide from your money issues?! Really? Pull up your big kid pants and take control NOW! I know it can be scary but nothing was ever resolved my not facing it. Don’t swim aloneâ€¦get a friend or an advisor and look at your situation and resolve the problems. The problems can be resolved, all of them can be, and then the relief will be palatable.Knowing is half the battle, as GI Joe says. These problems can be reversed, but you have to do something different. Do it today, okay?Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Wall Street Financial Group, Inc. and Norumbega Financial are separate entities, independently owned and operated.