This is the last in our series on Dealing with Financial Difficulty. These topics have involved not just financial but also emotional trouble resulting in our first week’s topic divorce, then last week’s job loss and this week’s topic which is the death of a loved one.Arrangements- Hopefully you and your loved one have spoken about what was wanted for funeral and burial arrangements. These things require action first. Communicate with relatives and the funeral home for help at this time.Incoming bills- Overwhelmed by grief financial paperwork can quickly pile up. ASK FOR help from a trusted family friend or family member.Death certificates- The Massachusetts Commission on end -of life care recommends 10-15 copies of them for many reasons and to settle many accounts.Insurance- if you had life insurance for your loved one ‘valid claims’ are paid relatively quickly, usually within 1 week from receipt of a death certificate. You will need to know the policy number. Assets- Informing Social Security, pension funds, changing ownership for checking and savings accounts, brokerage and deeds, cars and credit cards are some of the details that will need to be taken care of after the death of your loved one. Get professional advice when you are in doubt. Take your time. This isn’t a race!Be prepared to spend a lot of time with the financial concerns following the death of a loved one.Marion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952Marion@NorumbegaFinancial.comCheck out or website that includes weekly streaming videosWWW.NorumbegaFinancial.comVoted Bangor’s Best Financial Planning Firm 2009 by Market Surveys of AmericaIn compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure:Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial and Wall Street Financial Group, Inc., are separate entities, independently owned and operated.