Life is not all lollipops and sunshine. You already pragmatically address some of the daily down-side issues of life with the purchase of Band-Aids and toilet paper. But what do you need to plan for your ultimate earthly future? In the book Ahead of Your Time authors and local business owners, Dick and Sue Coffin, provide stories, insights and specific planning strategies to take control, of your final arrangements. Though this is an vitally important topic it is often ignored. Planning is the best gift you can give to your grieving loved ones. This week and next we will cover some of the tips offered in this essential book. (Available from Rogan’s Memorials and at www.aheadofyourtime.net Why do this, go through the trouble of having these decisions made? Anyone who has had a loss, be it sudden or after a long illness know that the trauma is enough to deal with. This is no time for arranging a large event, and that what a funereal can be. Control your future, show your love, whichever way you interpret this, pre-planning for you passing and the subsequent arrangements is really an act of love! (And it can save money.) Arrangements- I know you have opinions, and have ‘tsk tsk’-ed at the arrangements of others. Well, now’s your turn to plan your arrangements. Do you want to be cremated, have your ashes spread, or buried? Do you want a memorial service or a Mass, or both? Do you want a loud party or a solemn time for loved ones? Plan your service. You can make your arrangements as specific as you’d like with music chosen and the coffin. Compare funeral homes and find one that you like that has a great reputation in the community. Communicate your plans with close family members or friends and then rest easy. Markers- Anyone who has chosen furniture, built a house of done outdoor work knows that nature dwarfs our structures. If you want a stone or marker for a grave site, Sue and Dick suggest walking respectfully through cemeteries with a tape measure and measuring the size of stones or markers that you like. When you are in a little shop the markers appear much larger than they look out in a large cemetery. These are the kinds of things to consider when preplanning. What kind of stone do you like? Do you want an engraving, which is done in great detail by large computers, to reflect you love of sports or family? Make that image part of your plan. Your site- You may know in what cemetery you want to be buried but have you checked if there are any available plots for sale? Do you want to secure enough area for the kids, spouses and grandkids? Are you hoping to be buried in a cemetery that supports you religious beliefs? How many markers or stones are allowed per lot? These and other questions are listed in Ahead of Your Time and these are the answers you need to plan. Citations: and the book. Marion R. Syversen, MBA – PresidentNorumbegaFinancial207.862.2952Marion@NorumbegaFinancial.com Check out our website that includes weekly streaming videosWWW.NorumbegaFinancial.com Voted Bangor’s Best Financial Planning Firm 2009 by Market Surveys of America In compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc.Email management, archiving monitoring technology powered by Smarsh, Inc. In compliance with requirements from FINRA, all e-mail sent via the WSFG domain will be subject to review and archiving by Wall Street Financial Group, Inc. Email management, archiving & monitoring technology powered by Smarsh, Inc. Disclosure (same for both weeks but longer than normal disclosure):Only securities and advisory services offered through Wall Street Financial Group, Inc. Registered Investment Advisor. Member FINRA/SIPC. Norumbega Financial and Wall Street Financial Group, Inc., are separate entities, independently owned and operated. Norumbega Financial and all other individuals and companies referenced are separate entities, independently owned and operated.