A fire that burned a family from Liberty out of their home has been ruled an accident. David and Carrie St. Claire and their three children were not home when the fire started Wednesday afternoon. We’re told a puppy did die in the fire. Firefighters managed to contain the flames and limit the damage, but hours later flames erupted again inside the home, destroying it.Investigators say they can’t say for sure precisely what caused it because there’s too much damage. The homeowners had insurance.The same home caught fire several months ago. Investigators say that fire was also an accident.